| Shop now, pay later with Affirm |
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| Break up the cost of your purchase with easy monthly payments with Affirm |
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| No impact on credit score |
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Using a “Pay in 4 Affirm payment plan” won’t impact your credit score.
| Quick and convenient checkout |
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Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision. Then, complete your purchase.
| Easy payments |
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Turn on AutoPay and Affirm will automatically charge payments from your chosen payment method, interest-free.
Quick and convenient
Easy monthly payments*
High approval rate
How financing works
Select the Affirm
option at Checkout
Add your gear to your cart and select the Affirm payment option.
Apply
online
Use your mobile phone number and email to set up your Affirm plan within 60 seconds.
Complete
your purchase
Choose your payment plan and complete your purchase!
FREQUENTLY ASKED QUESTIONS
How do I make my monthly payments?
How much can I spend with Affirm?
What is Affirm’s interest rate?
Are there requirements to use Affirm?
Yes. You’ll need:
- Your eligibility requirement to the followings:- Canadian permanent resident or citizen 18years of age (AB, MB, OR, PEI, QC, SK)/ 19 yeas of age (BC, NB, NF, NT, NS, NU, YK ) .
- To be a resident of Canada.
- A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
- An SMS-capable Canadian phone number and an email address.
- To meet the minimum cart size required to use Affirm as a payment option at checkout.
Can I use Affirm to pay for only part of my purchase?
Affirm payment plans are applied to your entire order. To use Affirm for only part of your purchase, please complete two separate transactions with different payment methods.
Can I prepay my outstanding Affirm balance?
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please log in to the Affirm Customer Portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.
I was not able to complete a Affirm transaction. What happened?
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method. For further information, please contact Affirm.
What if the order is canceled? Will I still be charged?
No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this contact form.
How do I access my Affirm account?
To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
How do returns work if I paid using Affirm?
Purchases made using Affirm are subject to Canbat’s standard return policy. Any returns will be processed by Canbat, and your Affirm balance will be reduced, canceled, or refunded accordingly. If Canbat has provided a refund to you via a Gift Card, you must still continue repaying your installment plan in full. For information on returns, review Canbat’s return policy here.
To talk to Affirm directly
If you have additional questions about your application or payment plan options and want to talk to an Affirm Associate directly, call 1-888-484-4282 or visit Affirm.
Where can I find Affirm’s Terms and Conditions?
You can find them here.
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0-31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.